Key words
Headwords: Insurances introduction (Insurance law - Insurance techniques), IWETO-code: S137 + S190
Objectives
Insurance law:
- Obtain an insight in the insurance law, especially the country insurance agreements law.
- Offer the students a firm basis, introduction so that they can deal with the various insurance branches in detail in the following years.
- The juridical aspects are treated in conjunction with the civil law course.
- The accent of the course lies on insight and not on reproduction.
- Analysing and applicating law texts and articles.
Insurance techniques:
The student obtains insight in the technical functioning of the insurance company and learns through applications how the insurer can obtain a balance through a correct calculated contribution. Concerning skills the student learns on the one hand to calculate the insurance premium and the trade premium and on the other hand to put this with regard to the harm mandate in order to utilize the equivalent principle.
Finally the student obtains the required competencies and insight concerning the structure of the technical reserves.
Topics
Insurance law:
The country insurance agreements law
- Rules common to all kinds of insurance agreements:
realization of the agreement, evidence, end of the insurance agreements, obligations of the insured person and the insurer
- Rules typical of the different kind of insurances: property insurances (business-& liability insurances), personal insurances
Insurance techniques:
Through a summarized introduction the administrative, commercial and technical aspects of an insurance company are thematically explained, just like the juridical aspects concerning an insurance agency and the insurance mediator. The technical functioning of the insurance is thematically treated in four (played in on eachother) items:
- Evaluation and acceptation of risks
- Neutralisation and compensation of risks + co-insurance/reinsurance
- Premium defining
- Reserves and prestations of the insurer
Prerequisites
No specific starting competencies required.
Final Objectives
Juridical Basic knowledge
- Knowledge of the basic principles of the civil-, and commercial law
- Knowledge of the specific legislation and regulation of the offered financial and insurance products
- Knowledge of professional terminology
- Knowledge of juridical and financial documents
- Knowledge of professional associations and organisations
- Knowledge of the topicality and the deontology concerning the profession
Skills
- Think-and reasoning skill
- Actualise knowledge
- The ability to critical reflection
- The fast evolving legislation on the area of finances and insurances, follow the law on correctness, completeness and control topicality
- Translate law texts to direct usable information
Attitudes
- Precision and accuracy
- Follow the evolution in law and rules
Materials used
Syllabus, handbook
Study costs
Price per copy and/or price handbook
Study guidance
The student can ask help with the subject lecturer for individual problems.
Teaching Methods
Teaching conversation with emphasis on interaction between lecturer and student
Assessment
FIRST SESSION:
Insurance technique: written exam: 50% of the total
Insurance law: written exam 50% of the total
SECOND SESSION:
Insurance technique: 50% of the total
Insurance law: written exam: 50% of the total
Lecturer(s)
|
|
