FIRE INSURANCE & INDUSTRIAL RISKS
 
Lectured in 2nd year Bachelor in business studies - Main Subject: Financing and Insurance
Theory [A] 37.5
Exercises [B] 12.5
Training and projects [C] 0.0
Studytime [D] 125
Studypoints [E] 5
Level specialized
Language of instruction Dutch
Lecturer Stefaan DESENDER
Reference RCBMGF02A00007
 
Key words
Fire Insurance, Industrial Risks and risks that are made equal, IWETO-code: S137 Insurance Law

Objectives
The course is part of the education that is specifically job-related.
We start from a theoretical structure of the various parts of the fire and industrial insurances of risks. In this way students obtain the necessary insight and by means of concrete examples, applications, calculations, analysis of insurance policy we aim at a practise-oriented education.

Topics
Section 1: Simple Fire Risks
  • Study of the insured guarantees. Comparison of the various policies. Valuations through grids and other possible modalities
  • Techniques of claim settlement
Part 2: Industrial Risks
Fire Special Risks
  • Application
  • Study of guarantees
Fire precaution and making up tariffs Technical Insurances
  • Applications
  • Guarantees
Loss of profits after industrial insurances
  • The various applications


Prerequisites
General Technique of Insurance and specifically for Technical Insurances notions of Civil Liability Exploitation

Final Objectives
Knowledge
Job-related (specific):
  • Knowledge of the specific legislation and regulation on the offered products of insurance
  • Knowledge of the products of insurance, their possibilities and limitations
  • Knowledge of the techniques of risk management
  • Knowledge of the evolutions in own fields of study
  • Knowledge of the technical terminology
  • Knowledge of the unions of profession and organisations
  • Knowledge of the topicality concerning the profession
  • Knowing where one can get further training and what one can consult about that
Skills
Job-related (general):
  • Thinking and reasoning power
  • Ability to analyse documents
  • Ability to interpret and apply job-related guidelines
  • Thinking logically
  • Insight in complex situations
Job-related (specific):
  • Compare the products and advise the clients in compliance with the economic and legal situation of the client
  • Follow the quickly evolving legislation concerning insurances and check whether the information is correct, complete and up-to-date
  • Translate texts of a law into ready-to-use information
  • Indicate correctly the rights and duties of both parties in a contract
  • Ability to mark out the liabilities of both private individuals and companies
Attitudes
General:
  • Client-oriented
  • Being critical
  • Precision and accuracy
Job-related (general):
  • Inquisitiveness, updating knowledge continuously
  • Independence - ability to work independently
Job-related (specific):
  • Keep up the professional literature
  • Distil goal-oriented or relevant information
  • Eagerness to learn continuously
  • Willingness to go deeply into a problem


Materials used
Syllabus

Study costs
Syllabus at the unit price determined under Hogeschool rules.

Study guidance
The student can ask the lecturer for help when having individual learning problems.

Teaching Methods
Lecturing, market investigation, question-and-answer method, practical exercises and case studies.

Assessment
  • First exam session: oral exam 70% and continuous assessment 30%
  • Second exam session: oral exam 100%
Students only enrolled for taking the exams:
  • First exam session: oral exam 70% and individual assignment 30%
  • Second exam session: oral exam 100%


Lecturer(s)