AANSPRAKELIJKHEIDSVERZEKERINGEN
 
Taught in 3rd year Bachelor in business studies Special programme for Prof.Bach.Bedrijfsmanagement - Main Subject: Financing and Insurance
Theory [A] 36.0
Exercises [B] 24.0
Training and projects [C] 12.0
Studytime [D] 175.0
Studypoints [E] 7
Level specialized
Credit contract? Access upon approval
Examination contract? Access upon approval
Language of instruction Dutch
Lecturer Stefaan Desender
Reference RCBMGF03A00020
 
Key words
Liability Insurance, IWETO-code: S137 Insurance Law

Objectives
The student acquires the necessary basic knowledge and a legal insight in the most important civil liability insurances for both private individuals and companies.
Starting from a theoretical structure and a legal basis we aim at both a theoretical and practical education.
We make use of applications, examples and cases in order to accomplish this.

Topics
1. Insurances civil liability, private life: study of the risks in relation to the private life
2. Insurances civil liability, enterprises: study of the risks in relation to the professional life
  • Civil liability exploitation
  • Entrusted goods
  • Civil liability after deliverance of goods, services or actions
3. Insurances civil liability motor vehicles: analysis of policy and techniques of claim settlement
4. Professional civil liability - insurances

Prerequisites
Prescience about Civil Liability.

Final Objectives
Knowledge
Job-related (specific):
  • Knowledge of the specific legislation and regulation of the most important liability insurances concerning civil rights both for private individuals and companies
  • Knowledge of the professional literature and the technical terminology of liability insurances
  • Knowledge of the carriers of information and instances that collect information: libraries, multimedia
  • Knowledge of the liability insurance, their possibilities and limitations
  • Knowledge of the techniques of risk management in relation to both the private and professional life
  • Knowledge of the professional unions and organisations
  • Knowledge of the topicality and the evolutions in the field of study
Skills
General:
  • Thinking and reasoning power
  • Being critical
  • Work independently
  • Decisiveness
  • Updating knowledge
  • Consulting sources
  • Acquiring and assimilating information
Job-related (general):
  • Ability to argue
  • Organising (analysing, outlining and drawing up a hierarchy) of information
  • Follow up the evolution in the fields of study
  • Ability to interpret and apply job-related guidelines
  • Distinguishing problems
  • Ability to think in an analytical and problem-solving way
  • Thinking logically
  • Insight in complex situations
Job-related (specific):
  • Inform and give advise to clients in the field of liability insurances
  • Compare the products and give advice in accordance with the economic, legal, fiscal and social situation of the client
  • Follow the quickly evolving legislation in the field of insurances, tax law and law and check whether the information is correct, complete and up-to-date
  • Translate texts of a law into ready-to-use information
  • Collect, process, store and use relevant information
  • Respect terms and comply strictly with made arrangements
  • Indicate correctly the rights and duties of both parties in a contract
  • Ability to mark out the liabilities of both private individuals and companies
  • Come to conclusions quickly
Attitudes
General:
  • Client-oriented
  • Being critical
  • Being creative
  • Precision and accuracy
  • Inquisitiveness
  • Self-confidence
Job-related (general):
  • Co-ordination with others
  • Result-oriented
  • Working systematically
  • Inquisitiveness, continuously updating knowledge
  • Independence - ability to work independently
Job-related (specific):
  • Ability to handle judicial information
  • Ability to be selective in that information
  • Sense for completeness
  • Having an eye for details
  • Distil goal-oriented or relevant information
  • Keeping up of professional literature
  • Eagerness to learn continuously
  • Willingness to go deeply into a problem
  • Willingness to gain advice yourself
  • Being critical towards one's own conclusions


Materials used
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Syllabus "Verzekeringen BA"

Study costs
Syllabus at the unit price determined under Hogeschool rules.

Study guidance
The student can ask the lecturer questions.
Guided self-study is provided.

Teaching Methods
Lecture activated with analysis, legislation, jurisdiction, cases and topical subject matters and guided self-learning with a paper.

Assessment
  • First exam session: oral exam 70% and continuous assessment 30%
  • Second exam session: oral exam 100%
Students only enrolled for taking the exams:
  • First exam session: oral exam 70% and individual assignment 30%
  • Second exam session: oral exam 100%


Lecturer(s)