Key words
Accident-, health- and disability Insurances, IWETO-code: S137 Insurance Law, S143 Social Law
Objectives
Starting from the analysis of the social security system, students learn to assess the necessity of private health insurances.
- Students obtain insight into the accident policy, hospitalization insurance and the insurances against sickness and invalidity
- Students can prospect these insurances with the potential client through a critical analysis
Topics
1. Legally required health insurance
2. Personal accident insurances: individual and group
3. Insurance Guaranteed Income
4. Hospitalization insurance
5. Medical Insurance
6. Fiscal aspects
Prerequisites
Having knowledge of general concepts of insurances and tax law.
Final Objectives
Knowledge
Job-related (specific):- Knowledge of the terminology, issuing of rules and products with regard to the accident, health and disability Insurance
- Knowledge of the specific legislation and regulation on the offered products of insurance
- Knowledge of the professional legal literature
- Knowledge of the carriers of information and instances that collect information: libraries, multimedia
- Knowledge of the products of insurance, their possibilities and limitations
- Knowledge of the techniques of risk management
- Knowledge of the evolution in own fields of study
- Knowledge of the technical terminology
- Knowledge of the professional unions and organisations
- Knowing where one can get further training and how one can consult information about this
Skills
General:- Working independently
- Updating knowledge
- Consulting sources· Acquiring and assimilating information
Job-related (general):- Organising (analysing, outlining and drawing up a hierarchy) of information
- Ability to analyse documents
- Ability to analyse information and trace anomalies
- Handling numerical data
- Following the evolution in own field of study
- Ability to interpret and apply job-related guidelines
- Ability to organise one's own work as well as the work organisation
- Handling confidential data in a deontological way
- Thinking logically
- Insight in complex situations
Job-related (specific):- Inform and give advice to clients in the field of insurances
- Comparing the products and giving advice to the client with regard to the economical, legal, fiscal and social situation of the client
- Follow up the quickly evolving legislation in the field of insurances and check whether the information is correct, complete and up-to-date
- Translate texts of a law into ready-to-use information
- Collect, process, store and use relevant information
- Handling confidential data in a discrete way in compliance with the legal stipulations
- Ability to identify and analyse the needs of clients
- Ability to point out correctly the rights and duties of both parties
Attitudes
General:- Sense of responsibility
- Client-oriented
- Being critical
- Being creative
- Inquisitiveness
Job-related (general):- Discretion
- Result-oriented
- Working systematically
- Inquisitiveness, continuously updating knowledge
- Independence - ability to work independently
Job-related (specific):- Sense of initiative
- Ability to handle economical and legal information
- Ability to be selective in that information
- Distil goal-oriented or relevant literature
- Keeping the professional literature up-to-date
- Willingness to go deeply into a problem
- Willingness to gain advice yourself
Materials used
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Syllabus
Study costs
Syllabus and copies at the unit price determined under Hogeschool rules
Extra muros activities
Study guidance
Students can always ask the lecturer individual questions of study.
Guided self-study is provided.
Teaching Methods
A combination of the method of question-and-answer and lecturing, exercises and applications, supplemented with writing a paper independently and guided self-study with obliged consultation.
Assessment
- First exam session: written exam 70% and paper 30%
- Second exam session: written exam 100%
Students only enrolled for taking the exams:- First exam session: written exam 70% and paper 30%
- Second exam session: written exam 100%
Lecturer(s)
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